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ETH $1.9K · Bank of Korea launches CBDC pilot with 9 banks in September ‌ ‌ ‌ ‌ ‌
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Coin Mornings
Your daily crypto, before coffee.
Issue #37 · Monday, July 20, 2026
Market mood  Fear · 29/100  ▲ from 28 yesterday
Bitcoin and Ethereum traded sideways as fear sentiment persisted, while institutional infrastructure and regulatory developments advanced globally.
 
 

  The Numbers

Bitcoin (BTC)$64,288  -0.3%
+2.0% this week
Ethereum (ETH)$1,872  -0.1%
+4.9% this week
Total crypto market$2.29T  -0.2%
BTC dominance 56.4% · BTC 49% below its all-time high

  The Movers

Top gainers (24h)

PUMP Pump.fun+15.7%
PI Pi Network+12.0%
ADI ADI+7.2%
JUP Jupiter+3.2%

Top losers (24h)

币安人生 币安人生 (BinanceLife)-7.8%
ZEC Zcash-4.5%
WLD Worldcoin-3.5%
DOT Polkadot-3.3%

From the top 100 coins by market cap.

  The Read

Where the chart sits — description, not prediction

Bitcoin sits between its 50-day ($63.2K) and 200-day ($72.9K) averages — a trend in transition. Over the past 30 days it has traded between $58.6K and $65.0K; today's price sits in the upper third of that range. RSI(14) is 51 — momentum is roughly neutral.

See all nine coins on the daily markets page →

  The Brief

 Bank of Korea launches CBDC pilot with 9 banks in September

South Korea's central bank is moving toward live retail transactions of tokenized won across commercial banks, representing a major CBDC implementation step by a major economy. (CoinDesk)

 Russia's parliament advances crypto regulation bill to final readings

The State Duma is set to hold second and third readings on a comprehensive crypto bill covering investor rules and cross-border payments, signaling potential major regulatory framework. (Cointelegraph)

 Crypto institutions shift from audits to continuous monitoring protocols

Major institutional players are moving beyond traditional audits toward real-time monitoring and incident readiness after operational failures caused most institutional crypto losses. (Cointelegraph)

 Grayscale to distribute staking rewards from ETH, SOL ETPs

Grayscale will establish regular cash payouts from staking income generated by its Ether and Solana exchange-traded products, adding yield mechanisms for holders. (Cointelegraph)

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Crypto 101

What's an NFT, beyond the hype?

A blockchain record proving ownership of a unique digital item. The technology is simply a property registry — what the registered items are worth is an entirely separate question.

“Dollar-cost averaging beats market timing for most people, most of the time.”

Coin Mornings is an educational digest for US readers. Nothing here is financial, investment, tax, or legal advice. Crypto is volatile — never invest more than you can afford to lose. Some links are affiliate links; we may earn a commission at no cost to you. Prices via CoinGecko, sentiment via alternative​.me, captured shortly before send.

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